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Essentially the most inexpensive city for London commuters has a riverside setting

Commuters returning to work this week discovered themselves paying the most important rise in prepare fares for 5 years.

Some, like nurse Nicki Weston, mentioned they might be in search of new jobs outdoors London, because the journey was now not inexpensive.

Her expertise underlines the dilemma for each commuter in south east England.

How are you going to transfer out of the capital to search out cheaper lodging, however with out paying a fortune in fares, or spending hours on the prepare?

So utilizing the newest information on housing prices, and 2018 season ticket costs, now we have calculated which cities within the South East at the moment are probably the most inexpensive for London commuters to dwell in.


Of 18 areas we checked out, one of the best worth for these eager to lease is Chatham, on the Medway estuary in North Kent.

Regardless that the value of a season ticket – £four,124 – appears to be like costly, renting a two or three bed room property prices an inexpensive £866 a month on common, or £10,392 a 12 months.

The overall dwelling and journey price is due to this fact £14,516, the bottom we discovered inside an inexpensive commute zone.

In Better London the equal is £22,604. So renters can save greater than £eight,000 a 12 months in Chatham, even after paying for his or her season tickets.

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Chatham enjoys a excessive pace prepare hyperlink to London

Basildon, at a complete price of £14,552, and Luton, at £14,676, weren’t far behind.

Oxford, Guildford and St Albans have been the most costly locations to dwell and commute from – by prepare a minimum of.

For the needs of comparability, residents in London have been assumed to be paying for a zone six annual journey card.

Chatham £10,392 £four,124 £14,516
Basildon £11,700 £2,852 £14,552
Luton £10,500 £four,176 £14,676
Southend £11,544 £three,528 £15,072
Chelmsford £11,544 £three,968 £15,512
Harlow £12,168 £three,344 £15,512
Maidstone £10,788 £5,144 £15,932
Worthing £11,232 £four,752 £15,984
Slough £13,500 £2,628 £16,128
Fleet £12,564 £three,956 £16,520
Hemel H. £12,900 £three,716 £16,616
Tunbridge W. £12,012 £four,644 £16,656
Beaconsfield £14,988 £three,180 £18,168
Studying £13,476 £5,300 £18,776
St Albans £15,300 £three,500 £18,800
Guildford £16,176 £three,620 £19,796
Oxford £15,864 £5,096 £20,960
London £20,112 £2,492 £22,604
supply: Hometrack

Residence patrons

For these wanting to purchase a two to 3 bed room home or flat, Chatham additionally seems to be probably the most inexpensive, given the prepare fares.

The overall price for a 12 months, together with a median reimbursement mortgage, is £14,924.

In London the equal determine is £25,940. Anybody transferring out to Chatham, due to this fact, may save as a lot as £11,zero16.

Within the case of home-ownership, Luton is the second most inexpensive place to dwell, with Basildon a somewhat extra distant third.

In contrast, St Albans is the most costly place to dwell and commute, coming in at £27,248 a 12 months, making it much more dear than London itself.

Beaconsfield and Guildford are additionally close to the underside of the listing, making them amongst the most costly locations to commute from.

Chatham £10,800 £four,124 £14,924
Luton £11,376 £four,176 £15,552
Basildon £13,356 £2,852 £16,208
Harlow £13,416 £three,344 £16,760
Southend £14,352 £three,528 £17,880
Maidstone £12,972 £5,144 £18,116
Slough £15,924 £2,628 £18,552
Worthing £13,920 £four,752 £18,672
Chelmsford £15,588 £three,968 £19,556
Studying £14,784 £5,300 £20,084
Fleet £16,440 £three,956 £20,396
Tunbridge W. £16,368 £four,644 £21,012
Hemel H. £18,084 £three,716 £21,800
Oxford £18,660 £5,096 £23,756
Guildford £20,196 £three,620 £23,816
Beaconsfield £22,392 £three,180 £25,572
London £23,448 £2,492 £25,940
St Albans £23,748 £three,500 £27,248
supply: Hometrack

The Medway cities

The advantages of Chatham apply equally to different cities on the river, together with Rochester and Strood, which have comparable rail connections to London.

Richard Donnell of Hometrack, which provided the property prices for the analysis, says all of the cities within the space are price contemplating.

“The evaluation reveals that it is the most inexpensive areas the place the best price advantages of commuting exist.

North Kent has at all times had good worth for cash. Housing and transport connections have additionally improved, with the excessive pace rail line (HS1) delivering speedy entry to London.”

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There’s already an inflow of Londoners into the Medway, say property brokers

Certainly, St Pancras can now be reached in simply 39 minutes from Chatham, though utilizing this route will price an additional £1,044 a 12 months.

The analysis itself is predicated on the price of a season ticket to south London rail stations like London Bridge, Charing Cross or Victoria, which in any case can take as little as 43 minutes.


Native property brokers already report an inflow of Londoners taking refuge from the capital’s costs.

“Lots of people are literally popping out of the London boroughs into the Medway cities, particularly round Chatham, due to the commuting,” says Darren Knapp, the department supervisor of Ward and Companions.

However above all it is the worth for cash that may be discovered within the space.

“The typical first-time purchaser should buy something from £130,000 proper as much as no matter worth they really feel they’ll afford,” says Mr Knapp.

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St Mary’s Island in Chatham

Among the many extra enticing – and costly – properties are these on close by St Mary’s Island.

Those that wish to personal a ship could discover the marina helpful.

One-bedroomed flats beneath building listed below are presently on sale from £222,000.

Because the Autumn Assertion, such properties are additionally freed from Stamp Obligation for first-time patrons, making them much more compelling for these coming into the property market.

“We’re serving to much more first-time patrons, particularly as a result of Stamp Obligation is now not there for them,” says Darren Knapp.

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Homes and flats beneath £300,000 at the moment are freed from Stamp Obligation for first-time patrons

However after all selecting a spot to dwell isn’t just about season ticket and property costs.

There are many different desirability components, such pretty much as good colleges, pubs, or parks.

When the business property firm CBRE analysed the connection between value and desirability in South East commuter cities final 12 months, it discovered some cities have been distinctly undervalued.

Prime of its listing have been Hatfield, Maidstone and Excessive Wycombe.

Rochester, on the Medway, solely got here tenth.

The identical analysis discovered that Basildon supplied one of the best ratio of home costs to commuter prices.

Where can I afford to live?